Quoting & payments · for UK trades

Send a quote.
Get the deposit.
No chasing.

One link. Your customer accepts the quote and pays the deposit in the same flow.

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Free to send quotes - you only pay 2.5% when you get paid. No card to start.

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Quote · Pennine Bathrooms

Sent

Bathroom refit - second-floor flat

Total£2,088
Deposit due now (25%)£522

£522 landed

2 mins ago

Payments by Stripe
·
UK GDPR
·
MTD-ready

What is WorkPaid?

The money side of every job, in one place.

Send a professional quote, take a deposit before you start, collect the rest as the work goes, and let the invoice write itself. Built for UK trades - no WhatsApp prices, no chasing payment after the job's done.

Quotes

Professional quote links in minutes

Deposits up front

Deposit before you start

Stage payments

Split big jobs into milestones

Auto-invoices

MTD-ready, generated for you

Job tracking

Every job's status at a glance

The UK trade payment crisis

53%

saw late payments rise this year

68%

are chasing unpaid invoices right now

£1,646

average debt written off per trade

1,000+

UK small businesses fold every month due to late payments

Source: BBC News, May 2026 · Direct Line survey of 500 UK tradespeople · UK Government on small business closures.

Sound familiar?

You quote over WhatsApp, the customer agrees verbally, then argues the price after you've done the work.

You finish the job, send an invoice, and spend three weeks chasing payment you were promised.

HMRC's digital records rule kicked in April 2026. You're still using a spreadsheet - or nothing at all.

HMRC deadline

Keeping digital records isn't optional anymore - it's the law

Making Tax Digital (MTD) makes digital bookkeeping mandatory for self-employed tradespeople:

Live nowEarning over £50k - first quarterly submission due 7 Aug 2026
April 2027Earning over £30k - mandatory digital records

Cash-in-hand won't cut it anymore. HMRC will know the gap between declared and actual income. Spreadsheets technically work, but they're fragile, easy to lose, and a nightmare at tax time.

WorkPaid handles it automatically

Every quote, deposit, and final payment generates a proper digital record. When HMRC comes asking, your books are already done. No spreadsheets, no accountant panic, no back-dated paperwork at 11pm on Jan 30th.

Already use Checkatrade?

You've found the lead. Now what?

Whether your customers come from Checkatrade, MyBuilder, Google, or word-of-mouth - getting found is only half the battle. WorkPaid handles every step after.

Lead in

Checkatrade, Google, etc.

Quote

Professional, in writing

Deposit

Paid before you start

Do the work

Extras tracked if needed

Final paid

No chasing

Invoice

Auto-generated, MTD-ready

Use WorkPaid alongside the tools that get you customers. We're the bit they don't do.

Why switch

Not a discovery platform.
A business platform.

Built around the moments that actually decide whether you get paid.

You get paid

Deposit taken before you start. Final payment requested with one tap. No more finishing a job and hoping the money turns up.

You look professional

A clean quote link beats a WhatsApp voice note. Customers take you seriously, and you win more jobs.

You're covered

Every quote is a clear record of what was agreed and what was paid. If there's ever a question, you've got the proof.

Tax sorted automatically

Every payment generates a proper invoice. When MTD kicks in, your records are already done - no extra work.

Show them the signed contract between both parties (that you obviously wrote) and get them to pay up.

- Comment under a real UK trades post

Every WorkPaid quote is that signed contract. Written, accepted, timestamped - automatically.

Built for real work

The way real jobs actually go

Big jobs are paid in stages. Customers add extras mid-job. Final payments need a nudge. WorkPaid handles all of it.

Pay in stages, not all up front

For bigger jobs - split the price into 2, 4, or 10 stages. Customer pays each one as the work hits that milestone. No more chasing £6k after the kitchen's fitted.

Extras mid-job? Send them for approval

Customer asks for extra sockets while you're on site? Send the extras through WorkPaid - they approve, the amount rolls into the final payment. No 'that wasn't in the quote' arguments.

We chase the money so you don't have to

Quote sitting unread for two days? We email a friendly reminder. Set a due date on the final payment and we chase it if it drifts. You stay on the tools.

See the moment your customer opens it

The timeline shows when your quote link was clicked - so you know who's serious before you follow up. No more 'did they get it?'

Build quotes in 90 seconds

Save your common materials and labour items. Two taps and a price is on the page. Duplicate any past quote with one click for repeat jobs.

Year-end totals, one CSV away

Download your tax-year earnings - gross, VAT, net, platform fees - and send it straight to your accountant. The HMRC paperwork is already done.

Free to use.
Pay only when we handle the payment.

Quotes, invoices, and job tracking are always free. We only charge when the customer pays through WorkPaid - 2.5%, capped at £500 per quote. Same fee on a £500 boiler job, same cap on a £70k extension.

Quoting + invoicing

Free

Always. No limits.

  • Unlimited quotes
  • Professional shareable quote links
  • Stage-based quotes for bigger jobs
  • Mid-job extras with customer approval
  • Cancellation policy on every quote
  • Invoices generated automatically
  • MTD-compatible tax records
  • Job tracking and status updates

Customer pays you directly (cash or transfer) - you keep 100%.

Recommended

Online payments

2.5%

Capped at £500 per quote

Only when we handle payment. Never more than £500 per quote - no matter how big.

  • Everything in Free
  • Customer pays by card, Apple/Google Pay, or bank-to-bank (no chargebacks)
  • Stage-by-stage payment collection
  • Final payment collection (incl. any extras)
  • Instant payouts - money in ~30 min (optional, 1% fee)
  • Auto reminders every 2 days while unpaid
  • No surcharge to your customer - they pay the quoted price
  • Or pass our 2.5% to the customer - keep 100% of your quote

£800 job (with deposit)

Platform fee (2.5%)£20
After WorkPaid's fee£780

£80 callout (full payment upfront)

Platform fee (2.5%)£2
After WorkPaid's fee£78

£70,000 extension (with deposit)

Platform fee (capped)£500
After WorkPaid's fee£69,500

Saves you £1,250 vs an uncapped 2.5% on big jobs.

Customers pay by card, or bank-to-bank on payments up to £10k - cheaper (fee capped at £5) and no chargebacks. Card processing comes out of your payment, like a card machine; your customer always pays the quoted price, no surcharge.

Don't want to absorb it? Pass it on.

Flip one switch and our 2.5% is added to the customer's total instead - you receive your full quote, and they still see one clean price with no separate fee line. Your call, on every quote.

Get started free
Tyler Newall, founder of WorkPaid

I'm Tyler. I built WorkPaid in Sheffield because I was sick of watching good tradespeople do the work and then have to beg to get paid.

Why I built it

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WorkPaid is operated by [LEGAL ENTITY NAME], a company registered in England and Wales (company no. [COMPANY NUMBER]). Registered office: [REGISTERED OFFICE ADDRESS].